by Elise Vine | Jan 19, 2022 | Blog
There is increased talk in the media about the CCCFA changes and the impact on everyone who wants to get lending. Why is it now so hard to get lending? The CCCFA requires lenders to see evidence of actual spending. No longer can they trust the figures you provide. ...
by Elise Vine | Dec 30, 2021 | Blog
A property is one of the biggest purchases you are likely to make. It’s exciting and also a bit daunting, and there is a lot that you need to get lined up before the sale is completed. When you buy a house you need savings for your deposit, and also for the other...
by Elise Vine | Sep 22, 2020 | Blog
What does it actually mean when you hear people talking about pre-tax and after-tax dollars? As an employee you earn wages which are taxed (PAYE), so when you spend your wages you are using “after-tax dollars”. If you earn $50,000 before tax your effective tax rate...