My husband and I wanted to purchase a reasonably expensive home/farm property and it appeared that we needed to sell a few houses to do this. We embarked on the exercise of making enquiries at our bank, other potential banks and trying to figure out our options.
As it was a farm property, banks view them differently and were either unwilling to lend or wanted to lend at a commercial rate. There was also the small but rather expensive issue of breaking mortgages and the penalty fees. It was getting complex. I was out of my depth and the frustration was building.
Enter Elise Vine….
Elise was a blessing – she not only removed the confusion/frustration for me, but she changed the complexity into manageable bites and then got us an even better rate than we could, with acceptable minimal fees.
My husband was a little sceptical at first having always managed these transactions himself, but we both now agree that the service provided by Elise was exceptional. She was professional at all times, kept in regular contact and gave us the confidence that she was really working hard to get us the best deal she could.
We have both been recommending Elise to anyone we know who needs financial advice or assistance with mortgages. She offers friendly, down to earth, practical advice and can be relied on to deliver!!
I approached Elise when I was looking to start my new business. The experience of working with Elise was excellent – the advice and coaching she gave me was exactly what I needed. She is great at demystifying complicated processes and took me through everything step by step. She is unfailingly positive and encouraging.
I like the way Elise takes me back to the big picture and keeps me focused on the longer term goals and plan as well as managing the day to day details. She is always very clear when setting things into that larger context.
My new company is now solidly established, and I have a new confidence going forward.
I was looking to buy an investment property and the real estate company I was working with directed me to Elise and Building on Basics. Through working with her I got all the information I needed and more – I also gained a better general understanding of my finances. I didn’t expect working with a Financial Adviser to be this great. Elise has a great understanding of her field, and she explains it very well. She is very easy going and I would happily recommend her services!
Elise has been a godsend to us. She is highly competent across a wide range of areas (rental management, mortgage and financial advice, insurance), 100% honest and an excellent communicator. She guided us through the financial restructuring of our 2 rentals, holiday home and own home, with patience and understanding, keeping us well informed every step of the way.
Thanks to Elise we save ourselves thousands of dollars a year on interest payments and our accounts are way more streamlined. Can’t recommend her highly enough.
Elise is superb! She listens, gets to know you and applies what you need at your pace.
Give her a go. You won’t regret it.
The great unknown journey to financial lending for Māori Land Title and Māori Land Court. There have been so many unknowns for my partner and I, and very few who can guide and advise in this complex situation. We have spent 3 years navigating this important journey to benefit all concerned. It would not have been possible without the dedicated unwavering support from Elise and the team at Build on Basics Mortgage and Financial Specialists. We have arrived at a place we can financial afford to be owners and make an offer. We look forward to being home owners in the near future. I cant highly enough recommend Elise and Build on Basics as your support team and the knowledge, laughs and learning you will be imparted with for doing so. I recommend you don’t procrastinate act now and engage with Build on Basics you’ll be a winner for doing so. Super BIG thanks to Elise and the team for their ongoing support, walking with us through the home ownership ups and downs and with our financial well being NOW and into the future.
We managed to get into our first home just over a year ago (in this market!) and couldn’t have done it without Elise’s help navigating what felt like an overwhelmingly complex system, including coordinating with the banks, getting things turned around in remarkably quick timeframes, and staying cool as a cucumber while giving us frank and helpful advice all the way through. Just a pleasure to work with, and very clearly had our best interests at heart rather than just banging a purchase through as quickly as possible, which seems comparatively rare in the real estate industry.
A shout-out as well for something that shouldn’t matter in this day and age, but unfortunately still does: although I purchased with a friend and not a partner, it was essential for me to have someone who was queer-friendly and trans-friendly, and I can’t recall a single awkward moment in the entire process.
We were very fortunate to find Elise, and I can’t recommend her enough.
I approached Elise at Building on Basics when I was looking to buy a home.
I find Elise to be personable and she has gone over and above my expectations, and the call of duty! The level of support she has provided is phenomenal. Though I have known Elise for a fairly short time, our connection feels like that of old friends.
Elise provides me with excellent advice, is professional when it counts, and I know that she has got my back. If only I was better at listening to her advice!
Elise at Building on Basics provided an excellent level of service to my wife and I when we secured a mortgage for a land purchase and house build in Lincoln. We had recently returned to NZ from the UK, and Elise went the extra mile by helping us navigate the various processes and financial considerations which were very new to us.
Elise was extremely thorough and considerate of our specific situation – we could tell that she genuinely cared about securing the right financial product / solution for us and that our financial commitments were compatible with other important aspects of life.
Elise was able to deliver friendly and compelling advice, and an end-product which exceeded our expectations and has enabled us to build a home that we never thought would be possible, whilst maintaining a secure financial position. Additionally, when issues and obstacles arose – as they often do – Elise was able to use her expertise and experience to build effective solutions for us.
We will definitely be using Elise again and I strongly recommend Elise to anyone requiring financial advice.
Elise took the time to understand and appreciate our story presenting us with options in the shape of meaningful realistic goals. She then provided support and guidance in the process of achieving those goals. Her support is on call and ongoing.
Her knowledge and understanding of all areas of finance and property management are exceptional and accompanied with her honest, ethical and humanistic approach she provides a unique service by ensuring finance is achievable whilst maintaining a healthy and sustainable life balance.
In securing the finance and the property Elise with her wide and deep local knowledge put us in contact with a team of professionals including lawyer, builder, accountant, and property manager.
Overseeing all decisions with a view of the bigger picture which she has a clear understanding of as part of the process of working with Elise is that she gets to know you and allows you to share your life narrative and its setting. This allowing her to provide us with choices that are informed and practical in achieving our goals.
While we started off with our vision being securing a dream home in Lyttleton for our retirement it has grown thanks to Elise’s influence to include one of many possible properties that we may acquire.
Anything is now possible.
Our relationship is continuous and more than merely professional evolving into a close and important friendship.
Elise is a fantastic business coach. She’s incredibly knowledgeable on all things related to business and finance. Being a Tradie it is not my strong point. I would’ve really struggled without her help, encouragement and guidance. Elise is also wonderful for helping sort anything to do with financial institutions i.e. lending, mortgages and structuring things to make sure your money works for you. I’ve really enjoyed working with Elise. She has a great personality, wicked sense of humour, is straight up and really cares about her clients. It is very clear to me she has a real passion for what she does and gets real satisfaction from helping her clients succeed. I highly recommend Elise. She is worth every penny!
We are building for good!
Creating financial security together is more than just a ‘tag’ line to the team at Building on Basics. We’ve partnered with B1G1 (Buy1Give1) to provide opportunities for so many more to have the chance to achieve their financial goals. We are building for good!