News
Building on Basics’ Guide to a Great Christmas on Any Budget
In a time of high living costs and financial stress, this Christmas could easily become the season to be jaded, rather than jolly. It’s lovely and natural to want to give your family a great Christmas and a fun holiday, but we don’t want you to have to spend the next year paying it off.
Newsletter November 2022
Kia Ora! Dare we say it is about 6 weeks till Christmas, the surprise that comes around every year that many forget to budget...
Why you should keep your business and personal finances separate
Having personal debt can take a big toll on you, emotionally as well as financially. If the debt is due to overspending or mismanagement of finances, you may feel embarrassed or guilty. If the debts are large, you may feel overwhelmed. These feelings can be paralysing and result in avoiding the issue altogether, which can cause a spiralling down of circumstance.
Building on Basics’ 4 Step Process to Help You Manage Your Debt
Having personal debt can take a big toll on you, emotionally as well as financially. If the debt is due to overspending or mismanagement of finances, you may feel embarrassed or guilty. If the debts are large, you may feel overwhelmed. These feelings can be paralysing and result in avoiding the issue altogether, which can cause a spiralling down of circumstance.
Is 3% KiwiSaver Contribution Enough to Fund Your Retirement?
A question we get a lot is whether 3% KiwiSaver contribution is enough to fund retirement. Given the option of contributing between 3% and 10% of your salary to your KiwiSaver fund, it can be tempting to opt for the 3% so you have more cash in hand when your pay comes in.
Newsletter October 2022
Kia Ora! Alongside the blossoms of spring and the lengthening of daylight hours, September was an eventful month for Aotearoa...
Why is it important to get financial advice for my KiwiSaver?
KiwiSaver is the most significant investment many Kiwis will ever make. It’s often the defining factor in whether a deposit for a first home is possible or whether you can retire in comfort.
4 Things to Consider Before Refixing Your Mortgage
Mortgage refixes are not often top of mind for people. When it pops up – seemingly out of nowhere – it can be tempting to refix for the same period at the going rate without giving it a thought.
Newsletter September 2022
Hi! Spring has sprung and the daffodils are up and out. Happy Father’s Day this Sunday to all those fathers out there. I...