News
How Can I Reduce My Credit Card Debt?
If you’re struggling to reduce your credit card debt, you’re not alone. There are so many Kiwis out there with high credit limits that are maxed out every month.
Newsletter February 2023
Kia Ora! Thoughts from Elise Sending aroha to all the communities and families affected by recent flooding. It’s going to take...
How Do I Refinance My Mortgage?
Mortgage refinance is just another name for moving your mortgage to a different lender. Not to be confused with a restructure, which is just changing the structure of your mortgage with your current lender.
Your Year Ahead – Your Choice – 5 questions to ask yourself
With the steady increase in interest rates since mid-last year, many households are feeling the pinch. For those that bought their first home when interest rates were in the 2% range, it is no doubt a big adjustment for both expectations and budgets.
Newsletter January 2023
Happy New Year! 2023 is here!! I’ve just arrived back in Aotearoa after popping over to Australia to see my mum for Christmas....
How to Save a Mortgage in Strife
With the steady increase in interest rates since mid-last year, many households are feeling the pinch. For those that bought their first home when interest rates were in the 2% range, it is no doubt a big adjustment for both expectations and budgets.
Newsletter December 2022
Kia Ora! Here we are on the final countdown to Christmas. 2022 seems to have shot by in the blink of an eye! Financial news...
6 Ways to Prepare for a Successful Mortgage Application
Knowing you want to buy a house is one thing, but getting there can feel like an overwhelming task. So, let’s keep things simple! Lenders look at three things when reviewing a mortgage application: income, deposit and financial history. Getting each of these areas into shape prior to applying for a mortgage will make the difference between a yes or a no from a lender. The steps below will help you get in the best position possible.
Building on Basics’ Guide to a Great Christmas on Any Budget
In a time of high living costs and financial stress, this Christmas could easily become the season to be jaded, rather than jolly. It’s lovely and natural to want to give your family a great Christmas and a fun holiday, but we don’t want you to have to spend the next year paying it off.