by Elise Vine | Oct 1, 2021 | Newsletters
Hi there! Here we are in October already – wow! It’s been quite a month. Great that Auckland has made it down to Alert Level 3. All going well, Auckland may be back at Level 2 after the announcement on the 4th October. The “feel” of this latest lockdown...
by Elise Vine | Sep 30, 2021 | Blog
KiwiSaver funds have hit $81 billion in the year ending March 2021, and the Financial Markets Authority (FMA) say that providers should no longer be charging membership fees! “There is little justification for membership fees to be charged by investment managers who...
by Elise Vine | Sep 22, 2021 | Blog
Phew! A big sigh of relief for many: Auckland is now in Level 3! While life is not back to normal, there are definitely more opportunities to get things done than there were at Alert Level 4. In Level 3 businesses are still operating under many restrictions to...
by Elise Vine | Sep 9, 2021 | Blog
When is a fixed price contract not a fixed price contract? Often when we build a new house we sign a fixed price contract. This is great, it means we know what the total cost is going to be from the start – and we can approach the bank for lending with a solid...
by Elise Vine | Sep 1, 2021 | Blog
Why use an Adviser? Here’s an example. In December 2008 the OCR was 5%, and in the period July 2014 to April 2015 it was set at 3.5%, dropping to 1.75% in Nov 2016 before it crashed to 0.25% in March 2020. Unprecedented times have seen the rate hold at 0.25%,...