by Elise Vine | May 4, 2022 | Blog
The share market is going down, so the value of your KiwiSaver has dropped. Let’s talk about how KiwiSaver funds work, and what a falling share market means for your KiwiSaver balance. The value of your KiwiSaver fund is determined by the type of fund...
by Elise Vine | Apr 13, 2022 | Blog
Yup – we all have debt, and we all want to be debt free. So which debt should we pay off first? Let’s make a plan. To figure out which debt you should pay off first, start by identifying the following: who you owe, what the interest rate is...
by Elise Vine | Mar 30, 2022 | Blog
How does rising inflation affect me? In amongst all the talk of Covid-19 and the Russia/ Ukraine war we keep hearing the words “rising inflation” – so what does that mean and how does it affect us day to day? Let’s delve into it. In December 2021 the...
by Elise Vine | Mar 23, 2022 | Blog
How do you work out property value? The only time you really know the value of a property is when a willing buyer makes an offer that the vendor (current owner) is willing to accept. How does a vendor know what to accept? We all like to think that our home is...
by Elise Vine | Mar 16, 2022 | Blog
How do I know when should I fix my loan, and for how long? Let’s start by understanding some loan terminology. Fixed rate / Fixed Home Loan Interest paid on a mortgage can be either a fixed rate or a floating rate, which means it either stays...
by Elise Vine | Mar 9, 2022 | Blog
So how do you actually go about getting a loan? Banks and lenders require a lot of information about you and your financial commitments and these days due to the CCCFA you need to provide a lot more evidence. If you need money for buying a house, a car,...
