News
Auckland is in Level 3!
Phew! A big sigh of relief for many: Auckland is now in Level 3! While life is not back to normal, there are definitely more...
Fixed Price Contracts – a thing of the past?
When is a fixed price contract not a fixed price contract? Often when we build a new house we sign a fixed price...
Financial Advice Advantages
Why use an Adviser? Here's an example. In December 2008 the OCR was 5%, and in the period July 2014 to April 2015 it was set at...
Newsletter September 2021
Staying home in Lockdown
Responsible Lending and Evidence of Expenses
What's ahead? This lockdown has been easier for some of us to adjust to as we know what to expect, and that same knowledge of...
OCR on hold!
OCR Update The OCR remained at 0.25% yesterday, as expected in light of the current Alert Level 4 lockdown. All indications were...
Glossary and FAQs
Website updates! Here at Building on Basics we are all about empowering people to understand their finances. As part of...
RBNZ – Mortgage Lending Standards
On Tuesday the Reserve Bank announced that an MoU (Memorandum of Understanding) has been signed with the Minister of Finance...
Newsletter August 2021
Jar Half Full First Home