by Elise Vine | Nov 1, 2022 | Newsletters
Kia Ora! Dare we say it is about 6 weeks till Christmas, the surprise that comes around every year that many forget to budget and plan for. For some, Christmas is an awesome time. For others, it’s the most stressful time of year both mentally and financially. While...
by Elise Vine | Oct 28, 2022 | Blog
When you’re starting out in business, the temptation to operate out of your personal bank account, or maybe bang some inventory on your personal credit card, is an easy one to fall for. In fact, we’ve all heard of businesses who funded those early days by credit card,...
by Elise Vine | Oct 26, 2022 | Blog
Having personal debt can take a big toll on you, emotionally as well as financially. If the debt is due to overspending or mismanagement of finances, you may feel embarrassed or guilty. If the debts are large, you may feel overwhelmed. These feelings can be paralysing...
by Elise Vine | Oct 14, 2022 | Blog
A question we get a lot is whether 3% KiwiSaver contribution is enough to fund retirement. Given the option of contributing between 3% and 10% of your salary to your KiwiSaver fund, it can be tempting to opt for the 3% so you have more cash in hand when your pay comes...
by Elise Vine | Oct 1, 2022 | Newsletters
Kia Ora! Alongside the blossoms of spring and the lengthening of daylight hours, September was an eventful month for Aotearoa New Zealand. September 14th marked the 50th anniversary of the day the Māori language petition was delivered to Parliament by...