by Elise Vine | Oct 29, 2020 | Blog
Events in Invercargill Elise will be in Invercargill from the 5th – 7th November, running workshops on KiwiSaver, buying a home, and understanding credit and personal finance. These events are specifically designed to support the Colombian community in...
by Elise Vine | Oct 21, 2020 | Blog
The mystery of the deposit – how much do you need to save? You’re going to buy a house- a home or an investment. Unless you have won lotto or received a big inheritance you are going to need to save some money for a deposit. The more funds you have for the deposit...
by Elise Vine | Oct 15, 2020 | Blog
Let’s talk about Credit Cards – when they work for you, and when they don’t. Credit is great, we use credit to buy things that we haven’t fully saved for. When we buy a property (a home or an investment), often the only way to buy it is by using...
by Elise Vine | Oct 8, 2020 | Blog
We all know the saying “It takes a village to raise a child”. Similarly, it takes a team of experts to build a house. Think of everyone involved – architects, designers, builders, electricians, plumbers, building inspectors, to name a few. Each expert takes...
by Elise Vine | Sep 22, 2020 | Blog
What does it actually mean when you hear people talking about pre-tax and after-tax dollars? As an employee you earn wages which are taxed (PAYE), so when you spend your wages you are using “after-tax dollars”. If you earn $50,000 before tax your effective tax rate...
