by Elise Vine | Jan 31, 2023 | Blog
What is Mortgage Refinance? Mortgage refinance is just another name for moving your mortgage to a different lender. Not to be confused with a restructure, which is just changing the structure of your mortgage with your current lender. You could decide to refinance for...
by Elise Vine | Dec 12, 2022 | Blog
With the steady increase in interest rates since mid-last year, many households are feeling the pinch. For those that bought their first home when interest rates were in the 2% range, it is no doubt a big adjustment for both expectations and budgets. With good money...
by Elise Vine | Nov 28, 2022 | Blog
Knowing you want to buy a house is one thing, but getting there can feel like an overwhelming task. So, let’s keep things simple! Lenders look at three things when reviewing a mortgage application: income, deposit and financial history. Getting each of these areas...
by Elise Vine | Mar 23, 2022 | Blog
How do you work out property value? The only time you really know the value of a property is when a willing buyer makes an offer that the vendor (current owner) is willing to accept. How does a vendor know what to accept? We all like to think that our home is...
by Elise Vine | Mar 16, 2022 | Blog
How do I know when should I fix my loan, and for how long? Let’s start by understanding some loan terminology. Fixed rate / Fixed Home Loan Interest paid on a mortgage can be either a fixed rate or a floating rate, which means it either stays...