by Elise Vine | Jun 2, 2021 | Blog
Having debt can be really stressful! The thing is, it happens. Getting on top of it takes a bit of planning. Sometimes we can find ourselves in a situation where we have multiple debts – a few thousand on a credit card, finance for the car you bought a couple of...
by Elise Vine | Jun 1, 2021 | Newsletters
Hi there! May has passed quickly and today is the first official day of winter – can you believe that we are now almost halfway through the year? Here in Canterbury the weather has really let us know that winter is on its way. Evacuations, flooded...
by Elise Vine | May 26, 2021 | Blog
There’s a good chance that you haven’t heard of the Credit Contracts and Consumer Finance Act (CCCFA), but it’s an important one! It’s the Act that protects you when you borrow money or buy products or services on credit. So, if you are using a credit card, getting a...
by Elise Vine | May 6, 2021 | Blog
We’ve written about Credit Cards before (that blog post here), the good and the bad aspects. Now we’re going to delve a bit deeper into how credit card debt works. What is the cost of your credit card debt if you only pay the minimum repayments? Spoiler: it’s a lot. A...
by Elise Vine | May 1, 2021 | Newsletters
Hi there! Here we are 1/3 of the way through the year already and instead of settling down into old familiar rhythms, our clients and the team at Building on Basics are finding that the pace seems to be steadily increasing. The property market continues to operate at...