by Elise Vine | Mar 2, 2022 | Blog
What do banks consider as Income when it comes to offering you a home loan? We have talked about the banks looking at how you spend your money when they assess your loan application… and of course the banks look at your income also. It is easy for wage and...
by Elise Vine | Feb 24, 2022 | Blog
How much will the Bank lend you to buy a house? When you are ready to go shopping for your new home you will want to have pre-approval so that you know how much you can afford to spend on your house. This may determine which suburb you look in, and the number...
by Elise Vine | Feb 16, 2022 | Blog
Everybody is talking about it – Getting a home loan is not as simple as it used to be. So, you’re a first home buyer and you want to get a mortgage, how do you go about it? When you are wanting to apply for a home loan, preparation is key. We cannot say...
by Elise Vine | Feb 9, 2022 | Blog
A common question we get asked is should I pay off my debt or should I be saving? The answer depends on your situation. Ideally you pay off debt, and you save! This is the classic case of having your cake and eating it. Debt typically incurs interest, so the...
by Elise Vine | Feb 3, 2022 | Blog
Well, that’s big news. Yesterday the Government announced details of a proposed state income insurance scheme, which would pay people who lose their jobs up to 80% of their wages/salary for up to six months. The proposed scheme covers people who lose their jobs due to...
by Elise Vine | Feb 2, 2022 | Blog
Will we see meaningful change to the lending rules which are making it so hard to buy a house? Buying your first home shouldn’t be this hard! A First Home Grant is all well and good, but not much use if you can’t get a mortgage to buy your first home. Minister of...
