by Elise Vine | Sep 22, 2020 | Blog
What does it actually mean when you hear people talking about pre-tax and after-tax dollars? As an employee you earn wages which are taxed (PAYE), so when you spend your wages you are using “after-tax dollars”. If you earn $50,000 before tax your effective tax rate...
by Elise Vine | Sep 16, 2020 | Blog
Hello readers! As you are no doubt well aware, interest rates are at record lows at the moment and indicators are showing that they are going to go even lower. This certainly helps with mortgage affordability, in particular for first home buyers. While this is good...
by Elise Vine | Aug 24, 2020 | Blog
Review and Refinance You’ll have seen that interest rates are dropping again! Some banks have gone as low as 2.49% on a fixed 1 year rate. There is more conversation around the OCR going to negative, which indicates that we will see more downward movement of...
