News
What are Non-Bank Lenders?
What is a “non bank” lender? It’s a funny term, that’s for sure. In New Zealand we have two types of Lenders. The main...
Getting Finance
When you want to buy something and you don’t have money, you need finance. Do you care where the money comes from? Do you get...
Newsletter December 2020
Wow, it’s almost the end of 2020. We are flat out in the office with a mountain of applications to get through. It’s a good...
LVR Restrictions
Effective 1st May 2020 the LVR (Loan to Value Ratio) restrictions were lifted by the Reserve Bank of NZ (RBNZ). The RBNZ did...
Character and Credit scores – what’s the story?
When you apply for credit the bank looks at your character. Character is determined by the way you manage your accounts and pay...
Understanding your dosh!
When I went to school it was only if you chose to do accounting and economics that you learned about supply and demand, how to...
Retirement Investment
We continue to see the average KiwiSaver balances growing, yet as a nation we are still not investing enough for our retirement.
Invercargill workshops
Events in Invercargill Elise will be in Invercargill from the 5th - 7th November, running workshops on KiwiSaver, buying a home,...
The Mystery of the Deposit
The mystery of the deposit – how much do you need to save? You’re going to buy a house- a home or an investment. Unless you...