by Elise Vine | Oct 15, 2020 | Blog
Let’s talk about Credit Cards – when they work for you, and when they don’t. Credit is great, we use credit to buy things that we haven’t fully saved for. When we buy a property (a home or an investment), often the only way to buy it is by using...
by Elise Vine | Oct 8, 2020 | Blog
We all know the saying “It takes a village to raise a child”. Similarly, it takes a team of experts to build a house. Think of everyone involved – architects, designers, builders, electricians, plumbers, building inspectors, to name a few. Each expert takes...
by Elise Vine | Oct 1, 2020 | Newsletters
Hello! During the lockdowns we learnt what was important to us. Friends, family, the way we use our time, the type of work we do. Regardless of what we realise is important, there are the nuts and bolts of life that we also need to consider and manage. I am seeing a...
by Elise Vine | Sep 22, 2020 | Blog
What does it actually mean when you hear people talking about pre-tax and after-tax dollars? As an employee you earn wages which are taxed (PAYE), so when you spend your wages you are using “after-tax dollars”. If you earn $50,000 before tax your effective tax rate...
by Elise Vine | Sep 16, 2020 | Blog
Hello readers! As you are no doubt well aware, interest rates are at record lows at the moment and indicators are showing that they are going to go even lower. This certainly helps with mortgage affordability, in particular for first home buyers. While this is good...
