by Elise Vine | Nov 1, 2021 | Newsletters
Hi there! So, Covid! Yes it’s still the big topic, the one thing that is having an impact on ALL of us in one way or another. With the news last week that there are live Covid cases in Christchurch, it all started to feel very close to home! We want you to know that...
by Elise Vine | Oct 27, 2021 | Blog
What does the bank need to know to give me a loan? EVERYTHING!! Lenders are bound by many external rules and their own policies. Partly this is to protect the customer (you) and partly this is to ensure that they don’t lose money! Lenders need to make a profit to...
by Elise Vine | Oct 13, 2021 | Blog
Refix At the end of a fixed rate period for a loan, you have the choice to refix at whatever interest rate the Lender offers. This can be negotiated with your Financial Adviser. If you do not refix your loan it will automatically go on to the Floating Rate. You can...
by Elise Vine | Oct 7, 2021 | Blog
Over the last 18 months or so we have been enjoying an extended period of low inflation and super low interest rates. Property prices have been going crazy, and it’s never been cheaper to borrow money. Fine if you’re already in the market, but pretty hard going if you...
by Elise Vine | Oct 6, 2021 | Blog
World Financial Planning Day is a global event, the aim being to raise awareness of the value of financial planning. As you’ll know if you follow our blog, we’re always on about this! We want you to understand your financial situation, and to feel empowered when it...