by Elise Vine | Nov 28, 2022 | Blog
Knowing you want to buy a house is one thing, but getting there can feel like an overwhelming task. So, let’s keep things simple! Lenders look at three things when reviewing a mortgage application: income, deposit and financial history. Getting each of these areas...
by Elise Vine | Nov 10, 2022 | Blog
In a time of high living costs and financial stress, this Christmas could easily become the season to be jaded, rather than jolly. It’s lovely and natural to want to give your family a great Christmas and a fun holiday, but we don’t want you to have to spend the next...
by Elise Vine | Nov 1, 2022 | Newsletters
Kia Ora! Dare we say it is about 6 weeks till Christmas, the surprise that comes around every year that many forget to budget and plan for. For some, Christmas is an awesome time. For others, it’s the most stressful time of year both mentally and financially. While...
by Elise Vine | Oct 28, 2022 | Blog
When you’re starting out in business, the temptation to operate out of your personal bank account, or maybe bang some inventory on your personal credit card, is an easy one to fall for. In fact, we’ve all heard of businesses who funded those early days by credit card,...
by Elise Vine | Oct 26, 2022 | Blog
Having personal debt can take a big toll on you, emotionally as well as financially. If the debt is due to overspending or mismanagement of finances, you may feel embarrassed or guilty. If the debts are large, you may feel overwhelmed. These feelings can be paralysing...
