by Elise Vine | Nov 24, 2021 | Blog
Buying a house seems so complicated! Are you confused about what you need to do to get finance for buying a new home, whether it be a build or your first home or an upgrade? Well that’s no surprise, as the banks seem to be confused too. We have had super low interest...
by Elise Vine | Nov 17, 2021 | Blog
Should you be worried about your house value going up or down? No, not really. If you already own a house the value only matters if you are looking to sell it or to borrow more money for things like renovations, holidays, to get a new car or other debt consolidation....
by Elise Vine | Nov 10, 2021 | Blog
I missed a payment, so what? Day to day living is expensive! Sometimes there doesn’t seem to be enough coming in to cover the outgoings. Inflation is beginning to kick in and the cost of your weekly grocery bill is increasing. There may have been no increase in your...
by Elise Vine | Nov 3, 2021 | Blog
What does it take to service a loan? So, you are thinking about getting a loan and you know the banks are going to want all sorts of information and documents. What do they do with it? The documents that the lenders request are proof of the story that you tell them...
by Elise Vine | Oct 27, 2021 | Blog
What does the bank need to know to give me a loan? EVERYTHING!! Lenders are bound by many external rules and their own policies. Partly this is to protect the customer (you) and partly this is to ensure that they don’t lose money! Lenders need to make a profit to...
