by Elise Vine | Nov 25, 2020 | Blog
Effective 1st May 2020 the LVR (Loan to Value Ratio) restrictions were lifted by the Reserve Bank of NZ (RBNZ). The RBNZ did this due to the uncertainty of the effect that COVID-19 would have on the economy – the idea being to buy people some time and to give...
by Elise Vine | Nov 11, 2020 | Blog
When you apply for credit the bank looks at your character. Character is determined by the way you manage your accounts and pay your debts. They actually look at your bank statements!! Your character is then rated in the form of a Credit Score – good or bad. From...
by Elise Vine | Nov 5, 2020 | Blog
When I went to school it was only if you chose to do accounting and economics that you learned about supply and demand, how to do budgets and other economic factors. At home, money is often a topic that is not discussed and there can be a lot of embarrassment and...
