by Elise Vine | Mar 10, 2023 | Blog
We love helping people buy their first home, next home, or investment property that will set them up for the future. But while finding finance is a core part of the service we give our mortgage clients, we provide other important financial advice and support. A...
by Elise Vine | Feb 15, 2023 | Blog
What is Mortgage Refinance? If you’re struggling to reduce your credit card debt, you’re not alone. There are so many Kiwis out there with high credit limits that are maxed out every month. Global comparison site Finder’s January 2023 research found that of those...
by Elise Vine | Jan 31, 2023 | Blog
What is Mortgage Refinance? Mortgage refinance is just another name for moving your mortgage to a different lender. Not to be confused with a restructure, which is just changing the structure of your mortgage with your current lender. You could decide to refinance for...
by Elise Vine | Jan 23, 2023 | Blog
There are two quotes that perfectly encapsulate my approach to life – and by extension – my business. “It’s my party and I will cry if I want to” is an often quoted lyric from a song Lesley Gore released in 1963. For me, the song and in particular this lyric...
by Elise Vine | Dec 12, 2022 | Blog
With the steady increase in interest rates since mid-last year, many households are feeling the pinch. For those that bought their first home when interest rates were in the 2% range, it is no doubt a big adjustment for both expectations and budgets. With good money...
by Elise Vine | Nov 28, 2022 | Blog
Knowing you want to buy a house is one thing, but getting there can feel like an overwhelming task. So, let’s keep things simple! Lenders look at three things when reviewing a mortgage application: income, deposit and financial history. Getting each of these areas...