by Elise Vine | Nov 11, 2020 | Blog
When you apply for credit the bank looks at your character. Character is determined by the way you manage your accounts and pay your debts. They actually look at your bank statements!! Your character is then rated in the form of a Credit Score – good or bad. From...
by Elise Vine | Nov 5, 2020 | Blog
When I went to school it was only if you chose to do accounting and economics that you learned about supply and demand, how to do budgets and other economic factors. At home, money is often a topic that is not discussed and there can be a lot of embarrassment and...
by Elise Vine | Oct 29, 2020 | Blog
Events in Invercargill Elise will be in Invercargill from the 5th – 7th November, running workshops on KiwiSaver, buying a home, and understanding credit and personal finance. These events are specifically designed to support the Colombian community in...
by Elise Vine | Oct 21, 2020 | Blog
The mystery of the deposit – how much do you need to save? You’re going to buy a house- a home or an investment. Unless you have won lotto or received a big inheritance you are going to need to save some money for a deposit. The more funds you have for the deposit...
by Elise Vine | Oct 15, 2020 | Blog
Let’s talk about Credit Cards – when they work for you, and when they don’t. Credit is great, we use credit to buy things that we haven’t fully saved for. When we buy a property (a home or an investment), often the only way to buy it is by using...
by Elise Vine | Oct 8, 2020 | Blog
We all know the saying “It takes a village to raise a child”. Similarly, it takes a team of experts to build a house. Think of everyone involved – architects, designers, builders, electricians, plumbers, building inspectors, to name a few. Each expert takes...
