by Elise Vine | Dec 1, 2021 | Newsletters
Hi there! We’re on the final downhill to the end of the year! What a year it has been. Changes to the CCCFA, changes to Bank policies, changes to our business systems, changes in our team, a massively hot property market, highest house prices on record… wow....
by Elise Vine | Nov 1, 2021 | Newsletters
Hi there! So, Covid! Yes it’s still the big topic, the one thing that is having an impact on ALL of us in one way or another. With the news last week that there are live Covid cases in Christchurch, it all started to feel very close to home! We want you to know that...
by Elise Vine | Oct 13, 2021 | Blog
Refix At the end of a fixed rate period for a loan, you have the choice to refix at whatever interest rate the Lender offers. This can be negotiated with your Financial Adviser. If you do not refix your loan it will automatically go on to the Floating Rate. You can...
by Elise Vine | Oct 1, 2021 | Newsletters
Hi there! Here we are in October already – wow! It’s been quite a month. Great that Auckland has made it down to Alert Level 3. All going well, Auckland may be back at Level 2 after the announcement on the 4th October. The “feel” of this latest lockdown...
by Elise Vine | Sep 1, 2021 | Blog
Why use an Adviser? Here’s an example. In December 2008 the OCR was 5%, and in the period July 2014 to April 2015 it was set at 3.5%, dropping to 1.75% in Nov 2016 before it crashed to 0.25% in March 2020. Unprecedented times have seen the rate hold at 0.25%,...