by Elise Vine | Jun 17, 2021 | Blog
Finance is more than debt management, savings and investments. Insurance and estate planning are also key aspects of your financial security – having a will and power of attorney for your property and wealth, as well as insurance for your things and more...
by Elise Vine | Jun 16, 2021 | Blog
The RBNZ today announced that debt serviceability restrictions are being added to the policy toolkit. The RBNZ and the Minister of Finance have agreed to update their shared Memorandum of Understanding on “macroprudential policy”. This is basically the policy that...
by Elise Vine | Jun 9, 2021 | Blog
Long term interest rates are on the rise, so it’s a good time to think about fixing for 5 years while the rates are still good – but only if this actually works for your situation! The main banks had been offering 5 years fixed at 2.99%, but as of February this year...
by Elise Vine | Jun 2, 2021 | Blog
Having debt can be really stressful! The thing is, it happens. Getting on top of it takes a bit of planning. Sometimes we can find ourselves in a situation where we have multiple debts – a few thousand on a credit card, finance for the car you bought a couple of...
by Elise Vine | May 6, 2021 | Blog
We’ve written about Credit Cards before (that blog post here), the good and the bad aspects. Now we’re going to delve a bit deeper into how credit card debt works. What is the cost of your credit card debt if you only pay the minimum repayments? Spoiler: it’s a lot. A...